html{ margin:0px; padding:0; font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#525252;}
body{ margin:0px; padding:5px 5px 0 5px; background:#F0f0f0 url("/images/bg-header.gif") no-repeat; font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#525252;}
* {margin : 0;}
a, img, span {border:0; margin:0; padding:0;}
p{ padding:0px; margin:0px; line-height:16px;}

a{color:#491113; text-decoration:none;}
a:hover{color:#2c343a; text-decoration:none;}

h1{ color:#243261; font-size:20px; text-transform:none; margin:0px; padding:0 0 10px 0px; font-weight:normal;}
h2{ color:#2c343a; font-size:16px; text-transform:none; margin:0px; padding:0 0 0px 0px; font-weight:bold; }
h3{ color:#491113; font-size:14px;font-style:italic; margin:0px; padding:0 0 0px 0px; font-weight:normal; }
h4{ color:#666; font-size:12px;font-style:italic; margin:0px; padding:0 0 0px 0px; font-weight:bold; }